Senior Small Business Loan Underwriter
Company: Pacific Coast Regional Small Business Development
Location: Los Angeles
Posted on: April 24, 2024
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Job Description:
Title: Senior Small Business Loan UnderwriterEOE Statement: We
are an equal employment opportunity employer. All qualified
applicants will receive consideration for employment without regard
to race, color, religion, sex, national origin, disability status,
protected veteran status or any other characteristic protected by
law. About the Organization: The primary mission of PCR Business
Finance is the promotion of community economic development, through
the delivery of financial, educational and advisory services to
underserved small business persons and communities. Category:
Lending Description: We are seeking an experienced and analytical
Senior Small Business Loan Underwriter to join our team at PCR
Business Finance. As a Senior Small Business Loan Underwriter, you
will play a pivotal role in analyzing, documenting, recommending,
and presenting credit and lending services offered by our
organization. Your responsibilities will include the analysis of
eligible prospects, adherence to the organization's credit
policies, and collaboration with the organization's loan processing
/ intake analysts and clients to complete credit memorandums. This
position reports directly to the Senior Vice President & Chief
Credit Officer and is crucial to the accomplishment of
organizational goals and program priorities.About PCR:Founded in
1977, PCR Business Finance (PCR) is a private, non-profit,
Community Development Financial Institution (CDFI), as certified by
the U.S. Treasury and a Financial Development Corporation (FDC),
which administers the State of California's Small Business Loan
Guarantee Program (SBLGP). The primary mission of PCR Business
Finance is the promotion of community economic development, through
the delivery of financial, educational and advisory services to
underserved small business persons and communities.
Responsibilities:Credit Analysis: Conduct thorough credit analysis
to evaluate the creditworthiness of potential borrowers and
recommend appropriate credit and lending services.Loan Package
Development: Work closely with loan officers, processing / intake
analysts and other team members to create comprehensive and sound
credit memorandums that align with organizational credit standards
and policies.Product Utilization: Utilize all of the organization's
products and services to meet the small business development needs
of each client.Collaboration: Collaborate with internal lending
team to ensure a cohesive and efficient underwriting
process.Reporting: Generate accurate credit memorandums on client
loan requests for the Senior Vice President & Chief Credit Officer
review and present to the relevant credit committee for loan
approval. Qualifications:Bachelor's degree in finance, business, or
a related field or 7 years of experience in underwriting at
comparable non-profit organization or conventional Bank.Proven
experience as an Underwriter or in a similar credit analysis role.
--- In-depth knowledge of credit analysis, lending services, and
small business development.Familiarity with the products and
services offered by community development financial institutions
(CDFIs).Strong analytical and problem-solving skills.Excellent
communication and presentation abilities.Ability to work
independently and as part of a collaborative team.Understanding of
regulatory and compliance requirements in the financial sector.
Requirements:Previous experience reporting to a senior credit
officer or executive.Familiarity with regulatory requirements and
compliance in credit analysis.Proficient in financial analysis
tools and Microsoft Office Suite.Ability to manage multiple tasks
and priorities in a dynamic environment. Skills:Thorough credit
analysis and risk assessment.Strong business development and
relationship-building skills.Effective communication and
presentation skills. Analytical and problem-solving
abilities.Collaboration and teamwork. Salary:$41.00 - $48.00 per
hour, depending upon experience. If you are a seasoned professional
with a strong background in credit analysis and a commitment to
small business development, we encourage you to apply for this
challenging and rewarding Senior Underwriter position. Join us in
contributing to the success of our organization and the communities
we serve. Full-Time/Part-Time: Full-Time Exempt/Non-Exempt:
Non-Exempt Location: Headquarters Position: Senior Underwriter
Position Requirements: Previous experience reporting to a senior
credit officer or executive.Familiarity with regulatory
requirements and compliance in credit analysis.Proficient in
financial analysis tools and Microsoft Office Suite.Ability to
manage multiple tasks and priorities in a dynamic environment. Post
Internal Days: 0 Hiring Manager(s): Amina Almeida, Hosheus Isaac,
Marilyn Davis Open Date: 3/5/2024 Number of Openings: 1
PI36b6af11db40-25660-34004049
Keywords: Pacific Coast Regional Small Business Development, Hawthorne , Senior Small Business Loan Underwriter, Accounting, Auditing , Los Angeles, California
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